Pay Later is a new payment option for financing purchases on Alibaba.com. Currently, if you have a business based in the U.S., you can apply for a line of credit of up to $150,000 under the Pay Later program.
1. Go to Orders > All Orders. Click Send initial payment or Pay the balance. 
2. Choose Pay Later as your preferred payment method. Link your business checking, other online accounts, and provide your personal info.
3. Use credit to make your purchase and pay later.
1. Go to My Alibaba > Manage order. Find the order you would like to pay.
2. Click “Send initial payment” to go the checkout and select Pay Later as your preferred payment method. 
3. Click “Complete application” and link your business checking, other online accounts, and provide your personal info. 
4. Use credit to buy now and Pay Later.
Visit here to learn more about the Pay Later program and how you can get a line of credit today.
Note:
The credit will automatically be applied to your first month’s loan fee and reflected on your monthly statement.
• Supported currency: USD.
• Processing fee: Free.
• Payment arrival: 1-3 business days after the loan agreement is complete.